Rancho Bernardo/4S Ranch/Santaluz/Crosby Estates Homes under $800,000

Welcome to the enchanting neighborhoods of Rancho Bernardo, 4S Ranch, Santaluz, and Crosby Estates, nestled in the heart of sunny San Diego County, California. This vibrant region is renowned for its stunning landscapes, family-friendly atmosphere, and a strong sense of community, making it an ideal place to call home.

Rancho Bernardo is a picturesque community that boasts beautiful parks, top-rated schools, and an array of shopping and dining options. With its charming blend of suburban tranquility and urban convenience, residents enjoy a lifestyle that balances leisure and activity. Just a stone's throw away, 4S Ranch offers a modern twist on suburban living, featuring well-designed homes, inviting parks, and a robust community spirit.

For those seeking luxury and a touch of exclusivity, Santaluz is a master-planned community that offers breathtaking views and upscale amenities, including golf courses and private clubs. Meanwhile, Crosby Estates presents an elegant lifestyle with its luxurious estates and serene surroundings, perfect for those who appreciate the finer things in life.

What’s more, the beauty of these neighborhoods is accessible, with homes available under $800,000. This makes it easier for families, first-time buyers, and investors to find their dream home in these sought-after areas. Whether you're looking for a cozy single-family residence or a modern townhome, there are options that cater to a variety of tastes and budgets.

Discover the charm of Rancho Bernardo, 4S Ranch, Santaluz, and Crosby Estates—where a vibrant lifestyle awaits you amidst stunning Southern California scenery!

Newest Rancho Bernardo/4S Ranch/Santaluz/Crosby Estates Homes under $800,000

17340 Caminito Canasto, Rancho Bernardo/4S Ranch/Santaluz/Crosby Estates

$599,000

2 Beds ⋅ 1 Baths ⋅ 260024931SD MLS ⋅ Active Status

Welcome to this beautifully upgraded townhome-style condo located in the highly sought-after Westwood community of Rancho Bernardo. Nestled among lush greenbelts, mature landscaping, and peaceful walking paths, this charming 2-bedroom, 1-bath residence offers the perfect blend of comfort, convenience, and resort-style living in one of North County San Diego’s most desirable neighborhoods. With 840 square feet of thoughtfully updated living space, the home features new flooring, fresh interior paint, upgraded kitchen finishes, newer appliances, and stylish modern touches throughout. Natural light fills the functional open layout, creating a warm and inviting atmosphere from the moment you step inside. The spacious private patio provides an ideal setting for outdoor dining, entertaining, gardening, or simply relaxing in the beautiful San Diego weather. A detached two-car garage offers ample parking and additional storage, while the HOA conveniently covers water. Residents enjoy exclusive access to the renowned Westwood Club, an incredible amenity center featuring resort-style pools and spa, fitness center, tennis, racquetball, and pickleball courts, mini-golf course, playgrounds, clubhouse activities, and more. Located within the award-winning Poway Unified School District and just minutes from shopping, dining, parks, hiking trails, golf courses, and easy freeway access, Rancho Bernardo is known for its strong sense of community, scenic surroundings, and exceptional quality of life.

17340 Caminito Canasto, Rancho Bernardo/4S Ranch/Santaluz/Crosby Estates

17129 W Bernardo Drive Unit 201, Rancho Bernardo/4S Ranch/Santaluz/Crosby Estates

$549,900

3 Beds ⋅ 2 Baths ⋅ 260024327SD MLS ⋅ Active Status

Welcome to this bright, beautifully updated upper-level condo in the heart of Rancho Bernardo — offering modern comfort, privacy, and access to top-rated Poway Unified schools. This spacious 3-bed, 2-bath home features soaring vaulted ceilings, abundant natural light, and new energy-efficient LowE windows that create a quiet, comfortable living environment. The open-concept living and dining area flows seamlessly into a well-appointed kitchen with newer stainless-steel appliances, ample storage, and a breakfast bar perfect for casual dining. All bedrooms are generously sized, and the primary suite includes a walk-in closet and an upgraded bathroom. Enjoy hard-surface flooring throughout, in-unit laundry, central A/C, and a private balcony ideal for morning coffee or evening relaxation. The home also includes two assigned parking spaces. Located in a gated community with resort-style amenities, residents enjoy access to a sparkling pool, spa, fitness center, clubhouse, and beautifully maintained grounds. With easy access to I-15, shopping, dining, parks, and hiking trails, this home offers convenience and lifestyle in one of San Diego's most desirable neighborhoods. HOA $480/mo includes hot and cold water and sewer/trash. Whether you're a first-time buyer, downsizing, or investing, this move-in-ready condo delivers exceptional value and long-term appeal.

17129 W Bernardo Drive Unit 201, Rancho Bernardo/4S Ranch/Santaluz/Crosby Estates

17161 Alva Rd Unit 212, Rancho Bernardo/4S Ranch/Santaluz/Crosby Estates

$499,000

2 Beds ⋅ 2 Baths ⋅ 260023984SD MLS ⋅ Active Status

Corner location, sunset views, and a floor plan designed with privacy in mind. This 2-bedroom, 2-bath condo offers 968 sq. ft. of comfortable living in the desirable 4S Ranch community. The split-bedroom layout places each bedroom on opposite sides of the home, creating separation ideal for everyday living, guests, or a home office. Natural light fills the living space, where a fireplace adds warmth and sliding doors extend the living area to a private patio, an inviting spot to unwind and take in the evening sunsets. The primary bedroom features a walk-in closet, with the added convenience of in-home laundry and central A/C. Offered in its original condition, this home presents an opportunity for the next owner to personalize the space to their own style. Community amenities include pools, spas, fitness center, tennis/pickleball courts, clubhouse, BBQ areas, and beautifully maintained grounds. Ideally situated near shopping, dining, parks, trails, and freeway access, with schools in the Poway Unified School District. A great opportunity to create a home of your own while enjoying the location and amenities of 4S Ranch.

17161 Alva Rd Unit 212, Rancho Bernardo/4S Ranch/Santaluz/Crosby Estates

15277 Maturin Drive Unit 54, Rancho Bernardo/4S Ranch/Santaluz/Crosby Estates

$415,000

1 Beds ⋅ 1 Baths ⋅ 260023783SD MLS ⋅ Active Status

First Floor Condo with a Large Patio in the Desirable Complex of Villa Taviana. This Condo boasts a kitchen with Granite Countertops and all Stainless Steel Appliances, a Master Suite with a Master Bathroom with Granite Countertops, a Washer and Dryer inside the Unit and One Covered Parking Spot! Villa Taviana has an Pool, Spa, Tennis Court, Gym, Club House and Fire Pit.

15277 Maturin Drive Unit 54, Rancho Bernardo/4S Ranch/Santaluz/Crosby Estates

11452 Matinal Circle, Rancho Bernardo/4S Ranch/Santaluz/Crosby Estates

$749,000

4 Beds ⋅ 3 Baths ⋅ 260023397SD MLS ⋅ Active Status

A private patio right off the living area and and award-winning Westwood Elementary just a short walk from your front door is where this Rancho Bernardo townhome really shines. Step outside and morning coffee, dinner al fresco, or a quiet evening under the California sun takes no planning. The main living areas flow toward the patio, so indoor and outdoor space feel like one easy setup, whether you are hosting friends or just unwinding after work. The multi-level layout is built around natural light and effortless daily living, with room for everyone to spread out. A gourmet kitchen anchors the main level with everything you need to cook, entertain, and gather without feeling cramped. Out front, Mediterranean-inspired architecture, bright exterior finishes, and mature coastal greenery give it real curb appeal in a quiet, manicured neighborhood. A private garage plus an additional parking space keep daily life simple. Westwood Club comes along with the address: a resort-style pool and spa, fitness facilities, tennis and pickleball courts, playground areas, and clubhouse spaces. It is an amenity package that makes weekends easy to fill. Westwood is the original family neighborhood of Rancho Bernardo, close to RB Community Park, the recreation center, and the dog park. Quick access to the 15 keeps commutes simple, and Poway Unified schools round out a location that fits a lot of different stages of life.

11452 Matinal Circle, Rancho Bernardo/4S Ranch/Santaluz/Crosby Estates

16917 Vasquez Unit 70, Rancho Bernardo/4S Ranch/Santaluz/Crosby Estates

$739,900

2 Beds ⋅ 3 Baths ⋅ 260022221SD MLS ⋅ Active Status

BEAUTIFULLY APPOINTED 2 BEDROOM, 2.5 BATH TOWNHOME WITH DUAL PRIMARY SUITES IN THE HEART OF 4S RANCH * 2 CAR GRAGE (W/SIDE BY SIDE PARKING) ! This highly desirable San Moritz residence offers a spacious and functional floor plan with stylish upgrades throughout. The bright, open-concept main living area features beautiful stone tile flooring, crown molding, cherry stained cabinets, granite countertops, a cozy stone-trimmed fireplace, and 4 built-in surround sound speakers. The kitchen is designed for both everyday living and entertaining, showcasing slab granite countertops, stainless steel appliances, a center island with bar seating, pull-out pantry shelving, and abundant cabinet space. The upper-level primary suite serves as a private retreat with vaulted ceilings, a large walk-in closet, and a beautifully remodeled bathroom featuring dual vanities, stone-finished flooring, a multi-head custom shower, and a stylish barn door. The top floor also includes a versatile bonus space perfect for a home office, nursery, reading area, or exercise space. The ground-floor guest suite offers its own private ensuite bath, providing excellent privacy for family or guests. Additional upgrades include a whole-house water softener system, plantation shutters, three matching ceiling fans, Ring doorbell, Nest thermostat, stackable washer and dryer, and a new Navien tankless water heater installed in 2026, with a recirculation line to the primary shower for fast endless hot showers! The attached two-car garage (with side by side paring...not tandem parking) provides direct access and additional storage space. Beyond your front door, the resort-style San Moritz community invites you to relax by the sparkling pool, unwind in the spa, or host weekend gatherings at the BBQ areas. Best of all, you are just a short, walkable stroll away from the vibrant 4S Commons Town Center. Enjoy effortless access to upscale groceries at Jimbo’s and Ralphs Fresh Fare, top-tier dining like Mendocino Farms and Karl Strauss, and boutique shopping. Surrounded by miles of hiking trails, the 25-acre 4S Ranch Sports Park, and the highly acclaimed, award-winning Poway Unified School District—including Del Norte High and Design39Campus—this turnkey masterpiece perfectly blends modern luxury with an active, connected suburban lifestyle. You’re also ideally positioned in San Diego’s North County tech corridor, with convenient I-15 access to Rancho Bernardo, Sorrento Valley, and UTC, plus close proximity to major employers including Apple, Broadcom, and Sony. This 4S Ranch townhome offers the perfect blend of established community living, everyday convenience, and seamless commuter access.

16917 Vasquez Unit 70, Rancho Bernardo/4S Ranch/Santaluz/Crosby Estates

10505 Zenor Ln Unit 21, Rancho Bernardo/4S Ranch/Santaluz/Crosby Estates

$775,000

2 Beds ⋅ 3 Baths ⋅ 260022138SD MLS ⋅ Active Status

Welcome to this beautiful three-story, 2-bedroom, 2.5-bath townhome with a loft in the desirable San Moritz community of 4S Ranch. This light and bright home offers brand-new luxury vinyl plank flooring, newly replaced baseboards, and plantation shutters throughout. The open-concept main floor features a spacious living and dining area with a vaulted ceiling and cozy gas fireplace, flowing into the kitchen with a pantry, brand-new quartz countertops with a 6-inch quartz backsplash for a clean look, and a serving island. The main level also features a laundry closet with stackable laundry, a half bath, and a private balcony with a westerly breeze. With no buildings directly in front and the home facing the green strip along 4S Ranch Pkwy, the balcony provides excellent privacy while enjoying abundant natural light and tree views. Upstairs, the primary suite provides added privacy with the secondary bedroom located on the ground floor. The primary suite includes a loft area that can be used as an office, nursery area or den, a brand new fixtures , quartz dual sinks, and a spacious walk-in closet. The ensuite secondary bedroom is located on the ground floor near the garage, offering privacy for guests, roommates, gym or a home office. The home includes an attached two-car bay garage with extra storage. Enjoy access to community amenities including a pool and spa. Ideally located across from 4S Commons Town Center with shopping and dining, and close to parks, trails, a splash park, and more. 4S Ranch is an upscale, master-planned community located approximately 25 miles north of downtown San Diego and just 13 miles east of the Pacific Ocean. Known for its beautiful parks, miles of hiking and biking trails, and welcoming neighborhoods, 4S Ranch offers convenient access to schools, shopping, dining, and recreation. Residents can easily walk, hike, or bike to nearby parks, trails, and community amenities. The area also features an impressive selection of restaurants, fitness centers, and highly regarded, award-winning schools, making 4S Ranch a desirable place to live.

10505 Zenor Ln Unit 21, Rancho Bernardo/4S Ranch/Santaluz/Crosby Estates

11401 Florindo Rd, Rancho Bernardo/4S Ranch/Santaluz/Crosby Estates

$674,999

2 Beds ⋅ 3 Baths ⋅ 260021435SD MLS ⋅ Active Status

Welcome to this beautifully updated end-unit home in the desirable Westwood Townhomes community of Rancho Bernardo. Extensively renovated throughout with timeless style and modern conveniences, this move-in-ready home offers features rarely found within the community. The open-concept kitchen showcases crisp white shaker cabinetry, quartz countertops, a designer backsplash, stainless-steel appliances, and a spacious island with additional seating and prep space, creating a bright and sophisticated setting for everyday living and entertaining. Upstairs, both bedrooms offer the added comfort and privacy of their own full en-suite bathrooms, each tastefully updated with a timeless blend of classic and modern design-an exceptional advantage over many homes in the community featuring a shared Jack-and-Jill bath. Additional improvements include newer dual-pane windows and 8-foot slider, a reverse osmosis system, updated lighting and ceiling fans throughout, and central AC for year-round comfort. As an end unit, the home enjoys an abundance of natural light, while the absence of a neighbor directly to the south provides added privacy. Convenient proximity to parking further enhances everyday fenced-in courtyard offers direct access to the garage and creates a wonderful extension of the living space-perfect for alfresco dining, entertaining, or simply relaxing in your own private outdoor retreat. Enjoy the Westwood Club Lifestyle! Residents have access to an impressive array of resort-style recreational amenities including a heated pool, bubbling spa, tennis, pickleball courts, basketball courts, a workout facility, miniature golf, soccer fields, baseball and softball fields, activity rooms, a teen center, and more. With so many amenities right within the community, there are countless opportunities for recreation, fitness, and connection for residents of all ages. Combining thoughtful updates, the rare convenience of two full en-suite bathrooms plus a downstairs half bath, desirable end-unit privacy, a private courtyard ideal for entertaining, convenient parking and garage access, extensive community amenities, and a prime Rancho Bernardo location, this is a special opportunity to own a stylish, turnkey home in an established and amenity-rich community.

11401 Florindo Rd, Rancho Bernardo/4S Ranch/Santaluz/Crosby Estates

$479,900

1 Beds ⋅ 1 Baths ⋅ 260021167SD MLS ⋅ Active Status

Welcome to your peaceful retreat in Villa Taviana! This light-filled, ground-floor corner residence offers something rarely found in condo living: an oversized private patio overlooking serene canyon open space. With plenty of room for outdoor dining, entertaining, container gardening, or simply unwinding at the end of the day, the patio feels like a true extension of the home. Inside, the one-bedroom, one-bath floor plan features an updated kitchen and bathroom, in-unit laundry, central heating and air conditioning, and abundant natural light. Its private location and tranquil outlook create a welcome sense of separation while keeping everyday conveniences close at hand. Two assigned parking spaces add practicality, while Villa Taviana’s well-maintained community amenities include two pools, a fitness center, tennis courts, a playground, and gathering spaces. Conveniently located near shopping, dining, employment centers, and I-15 access, this home offers an easy Rancho Bernardo lifestyle

Rancho Bernardo/4S Ranch/Santaluz/Crosby Estates

$539,995

3 Beds ⋅ 2 Baths ⋅ 260018243SD MLS ⋅ Active Status

Welcome to this desirable ground-level corner unit in the popular Waterbridge community of Rancho Bernardo. This spacious 3-bedroom, 2-bath home offers a bright and functional floor plan with abundant natural light and a peaceful, park-like setting. The updated kitchen features granite countertops and stainless steel appliances, while the generous primary suite includes a private bathroom. Additional highlights include central air conditioning, an in-unit stacked washer and dryer, a covered private patio, and two assigned parking spaces. Enjoy resort-style community amenities, including a swimming pool, fitness center, clubhouse, ponds, and beautifully maintained grounds. Conveniently located near shopping, dining, parks, schools, and easy freeway access.

17195 W Bernardo Dr Unit 101, Rancho Bernardo/4S Ranch/Santaluz/Crosby Estates

17081 W Bernardo Dr Unit 107, Rancho Bernardo/4S Ranch/Santaluz/Crosby Estates

$515,000

2 Beds ⋅ 2 Baths ⋅ 260016592SD MLS ⋅ Active Status

Move-in ready 2BD/2BA ground floor condo in the gated Waterbridge community of Rancho Bernardo. This home features all new carpet and like new vinyl flooring in the living room and kitchen, fresh interior paint, granite countertops in the kitchen and bathroom, and like new kitchen cabinetry. The spacious primary bedroom offers a floor to ceiling mirrored closet, while the covered patio includes a laundry closet. Both bathtubs have been resurface and the electric range will be replaced new! Residents can enjoy the amenities including pools, spas, a fitness center, clubhouse, playground, BBQ areas, scenic ponds, and lush landscaped grounds. Located in the highly rated Poway Unified School District with convenient access to shopping, dining, parks, and I-15.

17081 W Bernardo Dr Unit 107, Rancho Bernardo/4S Ranch/Santaluz/Crosby Estates

11231 Avenida De Los Lobos Unit H, Rancho Bernardo/4S Ranch/Santaluz/Crosby Estates

$500,000

2 Beds ⋅ 2 Baths ⋅ 260003916SD MLS ⋅ Active Status

Enjoy comfort, and convenience in this 2 bedroom, 2 bath condo located in The Falls Community. Situated on the second floor, this home provides a feel with vaulted ceilings that create an open, airy living space. Updated flooring, a cozy fireplace, and a functional layout make the home ideal for everyday living or relaxing at the end of the day. Step outside to the balcony for fresh air, morning coffee, or an outdoor retreat. Residents of The Falls enjoy desirable amenities including two pools, a spa, clubhouse, tennis courts, and a BBQ area. Conveniently located near shopping, dining, trails, and recreation, this condo provides an easy lifestyle with access to everything you need close by.

11231 Avenida De Los Lobos Unit H, Rancho Bernardo/4S Ranch/Santaluz/Crosby Estates

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Based on information from California Regional Multiple Listing Service, Inc. as of . This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.