Cardiff-by-the-Sea Homes with Two Levels Stories

Welcome to Cardiff-by-the-Sea, a hidden gem nestled along California's stunning coastline in San Diego County. Known for its breathtaking ocean views, vibrant community, and laid-back surf culture, this charming seaside town offers a unique blend of coastal living and urban convenience. With its picturesque beaches, delightful restaurants, and eclectic shops, Cardiff-by-the-Sea provides an idyllic setting for those seeking both relaxation and adventure.

The real estate market in Cardiff-by-the-Sea showcases a variety of homes, including exquisite two-story residences that perfectly complement the coastal lifestyle. These two-level homes not only maximize living space but also offer spectacular views of the Pacific Ocean and the surrounding landscape. Imagine waking up to the sound of waves crashing and enjoying your morning coffee on a sunlit balcony, or hosting gatherings in spacious living areas that seamlessly blend indoor and outdoor living.

The architectural styles in Cardiff range from charming beach cottages to modern, luxurious homes, each designed to embrace the coastal climate. Many two-story homes feature open floor plans, large windows, and outdoor spaces ideal for entertaining or unwinding after a day at the beach. With proximity to top-rated schools, parks, and recreational activities, families will find Cardiff-by-the-Sea to be a perfect place to call home.

Whether you're seeking a serene retreat or an active lifestyle, Cardiff-by-the-Sea offers the best of both worlds. Discover your dream two-story home in this enchanting coastal community and experience the magic of life by the sea!

Newest Cardiff-by-the-Sea Homes with Two Levels Stories

$2,399,000

4 Beds ⋅ 3 Baths ⋅ 260018012SD MLS ⋅ Active Status

The perfect Cardiff coastal home does exist! Picture coming home every night to an incredible home to relax in a backyard oasis that is second to none! This incredible 3 bed 2 bath home with ocean views and 1 bed, 1 bath ADU is a testament to coastal living at its finest. The updated open concept kitchen features high-end stainless steel appliances, a walk-in pantry, wine fridge, and breakfast bar ideal for casual dining or entertaining. The living room, anchored by a modern stacked-stone fireplace, seamlessly flows out to the covered patio and tiered backyard to enjoy indoor-outdoor SoCal living. The main level also includes a dining room, one bedroom, and full bath, offering convenience and flexibility. Upstairs, two well-appointed bedrooms await, including the expansive primary suite. Vaulted ceilings, a western-facing picture window with panoramic ocean views, office nook, and large walk-in closet create a true serene retreat. The stunning primary bathroom was completely remodeled in 2025! A covered patio provides the perfect setting for outdoor dining and entertaining, while the 25 owner-owned solar panels ensure energy efficiency. Situated on a desirable 9,000 sq. ft. corner lot, there's room for RV parking or another future ADU. BONUS! A separate studio/guest house with its own private entrance and yard presents an ideal space for in-laws or rental income. Complete with a kitchenette, stacked washer/dryer, walk-in closet, full bathroom, and private deck. Enjoy an excellent location close to shopping, charming restaurants, award-winning schools, and Swami's Beach. The perfect Cardiff coastal home does exist! Picture coming home every night to an incredible home to relax in a backyard oasis that is second to none! This incredible 3 bed 2 bath home with ocean views and 1 bed, 1 bath ADU is a testament to coastal living at its finest. The updated open concept kitchen features high-end stainless steel appliances, a walk-in pantry, wine fridge, and breakfast bar ideal for casual dining or entertaining. The living room, anchored by a modern stacked-stone fireplace, seamlessly flows out to the covered patio and tiered backyard to enjoy indoor-outdoor SoCal living. The main level also includes a dining room, one bedroom, and full bath, offering convenience and flexibility. Upstairs, two well-appointed bedrooms await, including the expansive primary suite. Vaulted ceilings, a western-facing picture window with panoramic ocean views, office nook, and large walk-in closet create a true serene retreat. The stunning primary bathroom was completely remodeled in 2025! A covered patio provides the perfect setting for outdoor dining and entertaining, while the 25 owner-owned solar panels ensure energy efficiency. Situated on a desirable 9,000 sq. ft. corner lot, there's room for RV parking or another future ADU. BONUS! A separate studio/guest house with its own private entrance and yard presents an ideal space for in-laws or rental income. Complete with a kitchenette, stacked washer/dryer, walk-in closet, full bathroom, and private deck. Enjoy an excellent location close to shopping, charming restaurants, award-winning schools, and Swami's Beach.

1927 Playa Riviera, Cardiff-by-the-Sea

$995,000

3 Beds ⋅ 2 Baths ⋅ 260017670SD MLS ⋅ Active Status

Welcome to 1248 Evergreen Dr, a sun-drenched 3-bedroom, 1.5-bathroom, 2-story townhome offering the ultimate coastal lifestyle in highly coveted Cardiff-by-the-Sea. Located just over a mile from the sand, this turnkey home features a bright, open-concept main level that flows effortlessly to a private patio perfect for enjoying cool ocean breezes, while all three bedrooms are tucked privately upstairs. Living in the desirable Park Place community means you are minutes from world-class surf spots like Swami's, Cardiff State Beach, local dining, and the iconic Seaside Market, all while enjoying resort-style neighborhood amenities like a sparkling community pool, jacuzzi, hiking trails, and a private dog park. Perfect for beach lovers, families, and commuters alike with top-rated schools and easy I-5 access, this beautiful property is your rare chance to own a slice of the Encinitas/Cardiff dream! Note: Some photos have been virtually staged using AI

1248 Evergreen Dr, Cardiff-by-the-Sea

$4,495,000

6 Beds ⋅ 5 Baths ⋅ 260011415SD MLS ⋅ Active Status

Welcome to 518 Sheffield Avenue, where everyday living feels like a coastal retreat in the heart of Cardiff, in the Composer District. Tucked behind an automatic privacy gate on a low-traffic street west of I-5, this 6-bedroom, 4.5-bathroom residence offers the perfect blend of comfort, function, & lifestyle. Spanning approx. 3,826 square feet across two levels, the home is thoughtfully designed for modern family living. A highly desirable main-level en-suite bedroom, ideal as a guest suite or “Nana’s room,” adds flexibility for multigenerational living. Upstairs, all additional bedrooms provide a cohesive layout perfect for families, while the spacious primary suite features dual walk-in closets and an expansive bathroom retreat. Natural light pours through abundant windows, highlighting the home’s architectural character and seamless flow. Multiple fireplaces in the living room, family room, and primary bedroom create warm, inviting spaces throughout. The upgraded kitchen, complete with a Sub-Zero refrigerator, opens effortlessly to indoor and outdoor gathering areas, making day-to-day living and entertaining feel effortless. Butler's pantry included. Outside, a private courtyard and beautifully curated backyard designed for connection and relaxation come complete with a fire pit, fountain, pergola, and outdoor BBQ. Trail access to Encinitas Community Park, Seaside Market, Cardiff Elementary, local dining, shopping, and some of North County’s best beaches, this home offers exceptional walkability and a vibrant coastal lifestyle.

518 Sheffield, Cardiff-by-the-Sea

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